Hello,

I will be listing resources about credit risk management, fraud risk management here along with stuff on credit card industry, payments industry and so on.

1. How does it work?

  1. The Dawn of the Plastic Jungle: The Introduction of the Credit Card in Europe and North America, 1950 - 1975
  2. Payments Systems in the U.S. - Third Edition: A Guide for the Payments Professional
  3. American Express Investor Relations: Gives a detailed view into AmEx’s business model and financial details
  4. VISA Annual Report 2024-25

2. Credit & Fraud Risk Management

  1. Risk and Risk Management in the Credit Card Industry by National Bureau of Economic Research
  2. Credit Risk Analysis of Credit Card Portfolios under economic stress conditions
  3. Principles for Management of Credit Risk
  4. The Handbook of Credit Risk Management: Originating, Assessing and Managing Credit Exposures